This article is an open access article distributed under the terms and conditions of the Creative Commons Attribution (CC BY) license (https://creativecommons.org/licenses/by/4.0/). This article belongs to the Special Issue Economic and Social Consequences of the COVID-19 Pandemic. The research is financed within the framework of the program of the Minister of Science and Higher Education under the name, “Regional Excellence Initiative” in the years 2019–2022, |