Conference proceedings will be published as an e-book on a USB (ISBN: 978-0-9998551-5-7) and will be sent after the conference to indexing at Web of Science and SCOPUS. 36th IBIMA Conference Proceedings, 4-5 November 2020, Granada, Spain. The work is a part of a project financed within the framework of the program of the Minister of Science and Higher Education under the name “Regional Excellence Initiative” in the years 2019–2022, |